UCDA

 

Buying Privately

Buying from a UCDA Member

With a private seller, you lose the 13% trade-in tax savings.

Private sellers often determine their asking price by first checking out what dealers are asking for a similar vehicle. They're sold 'as is' and it's 'buyer beware'.

Private vehicle sales offer no guarantees. The buyer often has no recourse if the vehicle shows signs of significant problems, even days later.

There is nothing holding a private seller to revealing their car's history. Most sellers will say that they took really good care of the vehicle.

There are hidden costs such as an expensive certification and emissions testing that the seller may not be willing to pay for.

UCDA member dealers ensure you get the 13% trade-in tax savings.

Dealers have access to financing programs, and can offer trade-in options which can make your used car purchase more affordable.

Dealers can offer warranties and after-sale service for used vehicles. Consumers also have access to a Compensation Fund for their protection.

Dealers guarantee that the vehicles they sell aren't stolen and don't have any liens against them. They must also supply you with all known material facts about the vehicle, such as previous accidents.

When a dealer buys a car to resell, he has it thoroughly inspected and refurbished - both mechanically and cosmetically. That usually accounts for most of any difference in cost between buying privately and from a dealer.


UCDA Members Offer

UCDA's Code of Ethics

Full Disclosure

Vehicle Guarantees

Financing Options

Lien Free Vehicles

Extended Warranties

After Sale Service

Trade-in Options for Considerable Tax Savings

To present vehicles honestly and disclose all important facts about the vehicle.

To ensure that consumers have an accurate understanding of the products and services offered.

To ensure there are no prior loans outstanding on the vehicle.

To deliver on all promises.

To deal with justifiable complaints promptly.

To contribute to a Consumer Compensation Fund for the protection of the consumer.




4 Key Steps to Follow Before Buying a Used Vehicle

1 Set a Budget

2 Evaluate Your Needs

3 Do Your Research

4 Choose Your Dealer

Consider your financing eligibility, taxes and fees, ongoing vehicle maintenance, vehicle price, and insurance rates.

The vehicle will be used primarily for: family, long distance driving, leisure activities, daily commuting, in town driving, or highway driving.

 

Consider available options and features, fuel efficiency, reputation for reliability, vehicle safety ratings, space, and storage.

Ask yourself is the dealer a UCDA member? Can your vehicle be serviced locally? Are you offered any guarantees on the vehicle? Can you contact the dealer if there are any problems?